Check out our retirement planning in the news! We are the local financial consultants you can count on to always put you, our client first! Learn more from the videos below about retirement planning in Laguna Niguel.

Kevin on KCAL9

Why Wait?

Kevin Richards talked with KCAL9 about the 5 reasons to file your taxes early. They are:

  1. Get your refund sooner
  2. Cut down the risk of ID theft
  3. Put your best foot forward
  4. Financial aid help
  5. Raise the funds

Once you’ve filed your refund, you can track the status by clicking here.
For help understanding how to apply for financial aid, click here for an online tutorial. And as always feel free to contact our financial consultants for assistance.


Kevin on KTLA5

Gray Divorce

In 1990, 1 in 10 people who got divorced was over the age of 50. Today, it’s 1 in 4. KTLA’s Money Smart reporter talks with Kevin Richards about the unique financial challenges that come with a “gray divorce.”


Financial Compatibility

When KTLA’s Money Smart reporter learned about dating websites that match couples based on their credit score, he wanted to know more about what really makes a couple compatible when it comes to money. Are you financially compatible with your loved one? Take this Financial Compatibility Quiz. It’s a great way for couples at any stage in their relationship to start the conversation about finances.


Financial Bullying

Almost all couples argue about money, but financial bullying takes things to another level. A new survey from Credit Karma shows one in ten Americans in a committed relationship say they are victims.
Financial professional Kevin Richards was on KTLA’s Money Smart segment talking about what financial bullying is and what couples can do to avoid becoming victims. If you believe you may be a victim of financial bullying, you can take a test here.
Kevin says all couples need to discuss five financial topics on a regular basis:

  1. Debt
  2. Spending Habits
  3. Budget
  4. Financial Responsibilities
  5. Investing

Millennials and Poor Finances

Financial professional Kevin Richards was on KTLA’s Money Smart segment talking about why so many in the Millennial generation aren’t saving enough for retirement. Want to know how much you need to retire comfortably? Check out this calculator and reach out to our team to talk about the reitrement plan services we offer.


Benefits for Veterans


401K Fees


Grey Charges


Social Security Planning


Buy or Lease a Car?


Mortgage Changes